I am thinking Medicaid might eventually be needed for my loved one's long term care. I know there is a look back period, but what steps should I be taking right now?
Someone had mentioned that I can assist my mother to get a medical loan to cover some of the costs of assisted living since it had become a burden on my brothers and I to juggle everything and make sure she is still looked after. My money is tied up with bills, kids, and a mortgage, my younger brother is still paying off college debts, and my older brother has a family of his own. We can all chip in but we want to make sure she gets the best care if this is an option. Does anyone know the process of getting a medical loan for someone who has Dementia?